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FinFacts IrelandThursday Newspaper Review - Irish Business News and International Stories FinFacts IrelandAIB yesterday bowed to intense public pressure to shave €130000 off what it planned to pay its new managing director Colm Doherty to bring his salary to and more »

BMW downgraded in Goldman auto review, Randstad upgraded at ING MarketWatch

10 painless ways to cut your costs

A little financial planning will ensure you don’t feel the pinch so much each month, writes FIONA REDDAN  

IT’S TIME to look on the bright side. Yes, last week’s Budget is going to hurt some people and if you’re a public sector worker, it’s going to hurt an awful lot more.

However, the recession does mean prices are coming down for goods and services. If you add in a little careful financial planning, it will mean you won’t feel so hard done by at the end of the month. So, if you want to get your expenses in shape for 2010, here are 10 new year resolutions to help you cut costs and save you some shillings.

GO TO THE DENTIST – NOW  

Given that the recent Budget introduced cuts to entitlements under the Treatment Benefit Scheme, if you’re due a visit to the dentist make that appointment now.

From January 1st, 2010, some two million workers with sufficient PRSI stamps looking for a discount on the cost of their dental work will only be entitled to a free dental examination. Under the old scheme, provided that you qualified, you were entitled to a range of discounts, in addition to a check-up, on services such as teeth cleaning, fillings, extractions and root-canal therapy.

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Wednesday Newspaper Review - Irish Business News and International Stories ...
Wednesday Newspaper Review - Irish Business News and International Stories ...
The Irish Times also reports that the State's two largest banks, AIB and Bank of Ireland, need a combined €7.2 billion in extra capital to bring their and more »

10 painless ways to cut your costs
For example, while AIB charges an interest rate of 8.5 per cent on its “Click” card, cash withdrawals are charged a whopping 23.4 per cent,